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Credit ahead

The financial services provider SwishFund wants to offer credit to all companies that need it quickly and easily with KredietVooruit. The threshold for applying is low: the only conditions are that your company has existed for at least 1 year, and that a turnover of at least $ 50,000 is achieved. You can request a business loan from $ 3,000 to a maximum of $ 250,000 without collateral at KredietVooruit. The term is 3–6 months, with variable repayments via your PIN device or via 5 daily direct debits per week. This makes KredietVvooruit popular among SMEs. There is no penalty for early repayment. After a quick assessment of your application, the requested loan will be transferred within 24 hours.

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Costs of a loan with Krediet Vooruit

Credit limit Interest Duration
$ 3,000 1.50% - 2.00% per month maximum 6 months
$ 250,000 1.50% - 2.00% per month maximum 6 months

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  • You can make a credit application free of charge and without obligation.

  • Applying for a loan from KredietVooruit is a simple process.

  • Relatively little administration is involved when applying for credit.

  • Credit applications are reviewed within 24 hours.

  • Easy and flexible repayments with your PIN device.

  • Don't have a PIN device? Then repayment is possible with 5 times a week daily direct debit.

  • Can you make early repayments because of more turnover? Then you will not be fined for this.

  • Credit Vooruit does not require collateral when providing loans.


  • Not suitable for companies under 1 year old.

  • The term is very short: maximum 6 months, regardless of how high the credit is.

  • The business must achieve sales of $ 50,000 per year.

  • Repayments are made according to a fixed percentage of your turnover: there is no room to use extra turnover differently.

Do you want to know more?

Go to the Kredietvooruit website

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Method and conditions


At you can apply for credit of $ 3,000 to $ 250,000, with a term of 3-6 months. You can apply for this credit in three simple steps, in which you enter some personal and company details and choose options for credit and repayment. After completing your online application, will assess it, which you will receive within 24 hours.

Credit Vooruit assesses credit applications based on confidence in future sales, based on current sales figures for companies that have been in existence for at least one year. If this turnover matches the amount and term of the requested credit, your credit application will likely be approved and you will often have the money in your account within 24 hours of approval.

When taking out the loan, you can choose between a term of 3 or 6 months. The credit and interest are repaid with Credit Advance via your PIN device or via a daily direct debit 5 times a week. In either case, the refund is directly related to your turnover, as a fixed percentage. If you make more turnover in one day, you will also pay more. If you therefore repay earlier than the agreed term, this will not result in a penalty.


  • The company for which you are applying for credit must have been in existence for at least 1 year.
  • The company must achieve a minimum turnover of $ 50,000 per year.

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