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Swishfund is an innovative financial services provider founded by entrepreneurs. Swishfund's goal is to help fellow entrepreneurs with a push in the right direction. They do this by providing quick and simple credit. At Swishfund you can apply for a short-term loan for three to twelve months. Repayment is automatic and via a percentage of the turnover. As a result, your repayment is always perfectly in balance with the turnover of your company.


Cost of a loan from Swishfund

Credit limit Interest Duration
$ 3,000 Depending on turnover maximum 12 months
$ 500,000 Depending on turnover maximum 12 months

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  • People behind the scenes are also entrepreneurs

  • Interest is determined by turnover

  • Requested within 10 minutes

  • Money in your account within 3 days

  • Is not looked at BKR registrations

  • Only 2% closing costs

  • Automatic repayment

  • Term can be selected in steps of one month


  • Short-term loans only

  • Borrowed amount cannot be withdrawn flexibly, only in one go

  • No bank, only online contact possible

  • Not suitable for loans greater than USD 500,000

Do you want to know more?

Go to the Swishfund website

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More about Swishfund

Method and conditions


Requesting a proposal at Swishfund is completely free and without obligation. You will receive this proposal within 48 hours and it is possible to discuss this with a Swishfund employee. If you decide to apply for a loan from Swishfund, this can be done online and within ten minutes. Your application will be assessed within one working day, after which you will immediately receive the money in your account. For this application, Swishfund requires a transaction overview of your business bank account. Swishfund conducts a credit analysis on the basis of this information. Only the cash flow of your company is considered.

When a credit is granted, you have direct access to the money. The options for repayment are flexible. This is always automatic, based on a percentage of the turnover you have made. This can be done via your PIN device, but also via daily or weekly direct debit. Because the refund is automatic, you will never miss a payment term. The amount of the premium depends on the loan amount and the risk assessment that Swishfund makes.


  • Minimum annual turnover of 50,000 US dollars
  • Your company has been active for at least one year
  • You have a Chamber of Commerce registration
  • You have a business bank account

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